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Financial Readiness and the Fight Against Food Insecurity

By Donna Boyle Schwartz June 1, 2025
8 minute read
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Readiness has many facets, but one of the most basic elements is having active-duty troops and their families well-nourished with healthy food. Unfortunately, more than one in four – 27.7% – of active-duty military families experience food insecurity, according to the latest 2023 research study by the Military Family Advisory Network (MFAN.) This is double the figure of one in eight –  13.5% – of U.S. households found as food insecure by the U.S. Department of Agriculture’s Economic Research Service. 

 

This latest study mirrors the research conducted by the U.S. Department of Defense, which found that 24% of service members experienced food insecurity in 2022. The MFAN research also found that the situation is worsening over time: In 2019, one in eight military families were food-insecure; that figure rose to one in five in 2021; and one in four in 2023.

 

Additionally, many veterans also are facing food insecurity: An estimated 1.4 million U.S. military veterans struggle to get the food they need to live an active, healthy life, according to research sponsored by the Office of the Secretary of Defense and conducted within the Forces and Resources Policy Center of the RAND National Security Research Division (NSRD).

 

The problem lies in one of the major challenges of military life: frequent relocations and deployments. Frequent moves mean that non-military spouses often struggle to find meaningful, steady employment, straining family finances. And while the military typically provides service members who live off-post with basic allowances for food and housing, those allowances do not cover meals for their families. Also, household expenses such as traffic tolls and car repairs are not covered by off-base allowances. Allowances also do not always cover the true cost of living in more expensive regions of the country. And families are often on the hook for both first and last month’s rents in order to secure housing. And on top of all these factors, housing allowances often are considered “household income” and therefore cause many military families to be ineligible for certain benefits, such as the federal Supplemental Nutrition Assistance Program (SNAP.)

 

Other financial difficulties arise with finding adequate and affordable child care. (Please see the April FAMILY Newsletter for our feature on child care options.) Caring for parents or other family members also can take a toll on military families’ finances: The RAND study found that nearly a quarter of food-insecure service members said they had recently provided unplanned financial support to a family member. 

 

The problem does not lend itself to easy solutions. The RAND report was ordered by the DOD in order to gain more information and develop a plan to strengthen food security in the military. Last year, the DOD pledged to increase access to healthy food on-post, to review pay and benefits, and to start collecting more data. It also committed to helping more military spouses stay in the workforce. It is working, for example, on interstate agreements that would allow those in some professions—such as teachers or dental hygienists—to transfer their licenses when they move. (Please see the May FAMILY Newsletter for our feature on support for spouses.)

 

So, what’s a growing military family to do? There are actually numerous programs available from both public and private sources to help both active-duty military families and veterans. Here are some of the most common resources available to held military families access fresh and healthy food:

 

Defense Department Resources

 

The DOD operates the Military OneSource program, which identifies and provides resources and support to active-duty, National Guard and Reserve service members, and their families anywhere in the world. The program is available 24 hours a day, 7 days a week at no cost to users. Following are a list and links to Military OneSource food resources.

 

  • Military OneSource Community Resource Finder
    Find food banks and community food resources organized by state using this extract from the Community Resource Finder.
  • Defense Commissary Agency Benefits
    Learn about nutrition tips and how commissaries promote food security by providing quality products at low prices.
  • Military and Family Support Centers
    Installation-based Military and Family Support Centers are a one-stop shop for family readiness information and services.
  • TRICARE Food Insecurity
    This webpage defines food insecurity and includes links to helpful resources.
  • TRICARE: Women, Infants and Children, or WIC, Overseas Program
    The WIC Overseas Program offers eligible participants living overseas nutritious food, tips on how to prepare balanced meals, nutrition and health screenings and other resources.
  • Family Supplemental Subsistence Allowance
    FSSA is available for service members serving overseas with at least one dependent in their households (not including Puerto Rico, the U.S. Virgin Islands or Guam).
  • Basic Needs Allowance
    The BNA is a monthly allowance for active-duty service members with dependents whose gross household income falls below 150% of federal poverty guidelines.
  • CHAMP Food Security Resources
    The Consortium for Health and Military Performance website describes additional resources to expand your food budget.
  • Financial Readiness
    Find a personal financial counselor, learn about your military benefits and entitlements, and access helpful tools to better manage your money and your savings.
  • MyPlate
    The MyPlate website allows you to set food group targets, create a customized eating plan, discover budget-friendly recipes and much more.

 

USDA Nutrition Assistance Programs

The U.S. Department of Agriculture also offers several nutrition assistance programs to increase food security, reduce hunger and provide nutrition education. These include: